Meh. Just like anything else on the internet. Value can be derived if the person using it has both critical thinking as well as the capacity to spot the flaws or falsehoods.
In this sense it's literally no worse than reading random "news" articles and somehow taking it all as fact at face value.
If you fall into the trap of taking everything ChatGPT tells you as gospel you've already lost.
As for the so called false promise, this is old man yells at clouds stuff.
I'm not quite sure how this would work. Are you saying that Nango (nee Pizzly) would be configured with an API key to, say, Stripe, and then you'd route your browser/native app Stripe requests through Nango and it would proxy them?
Same except we use a different in-memory database (H2). This makes it simple for CI systems like Jenkins to run the tests and you can have various degrees of integration. Really amazing that your comment was the first mention I saw of in-memory databases in this thread.
This looks like a good start.