Column is the developer infrastructure bank. The only nationally chartered bank built to enable developers and builders to create new financial products.
We're looking for engineers to help us build integration with ACH, Wire, Swift and Checks systems which we expose to the developers via API.
We're a lean and experienced team. We like our current size of six engineers. For an excellent candidate we're open to hiring one or two more. We write mostly Go, but experience there isn't that important....it's a pretty easy language to learn. We generally prefer candidates with at least five years of production coding experience at a high caliber and high velocity team. We'll require a take-home that does take time, so if that's a non-starter for you we're sorry. We find it the best way for you to show your skills, without being overly burdensome on the team!
Hey, I’m an ex-Square that is part of founding engineering team at Column. My team will be monitoring this thread and we’ll be happy to answer any questions! Especially those about ACH, I’m sure you have plenty and we know it through-out!
2. It seems like I can use your API to create bank accounts with your bank. Does this mean I could become a "bank wrapper" and use your API to generate real bank accounts and become a digital bank without having to go through the legal processes of becoming a real bank?
this is probably closer to the truth that you might have imagined :) that at that most of the $1T+ ACH transfers that happen daily in the US banking system happen over plaintext files and SFTP (source: I've written one of these files)
Hi, I am an Engineer at Unit.co, a company that also builds Banking as a Service.
I can share that not only we do not use COBOL, but our entire backend is written in Pure Functional Scala (and typescript for UI).
Engineer at Column here - we have definitely considered creating SDK's but most of our customers prefer the HTTP API's, which will likely remain the best way to use Column for a while.
Can you talk about instant ACH, why do some charter partners like Robinhood and Coinbase support it but other legacy banks don't?
How is instant ACH different to regular? Also, is it true that ACH is not instant bank to bank – essentially the banks settle up at the end of each month with 1 giant transaction?
What about P2P support via Zelle, I recently learned it's lipstick on a pig and basically ACH under the hood.
Sorry in advance if the questions are outside the scope of this thread.
We’re an issuing bank and sponsor card programs on Visa & Mastercard. Our partners can offer both physical and virtual cards to users. Checks are currently in beta but please get in touch if we can help! https://dashboard.column.com/contact
Hi, I am an engineer at Unit.co, a company that also builds Banking as a Service.
We use PostgreSQL as database, and currently thinking about adding ElasticSearch to allow our users to do text search.
Friend, its in poor taste to hijack a question about a competitors product to spruik your own - I would be less likely to consider Unit.co as a result of what you're doing here.
My answer was written with the intention of helping others and sharing my knowledge with fellow engineers, I enjoy talking about tech and engineering and even thinking of writing a blog post about it.
Friend, it's bad form to impute negative motives where (over)exuberance is a sufficient explanation. This guy cares a lot about the product he or she works on, simply move on if their comment is not for you.
I had the same problem and that's why I've created this page. If you'll find something useful in your bookmarks, I'm open for any contribution, just send PR or create issue. Thanks!
Column is the developer infrastructure bank. The only nationally chartered bank built to enable developers and builders to create new financial products.
We're looking for engineers to help us build integration with ACH, Wire, Swift and Checks systems which we expose to the developers via API.
We're a lean and experienced team. We like our current size of six engineers. For an excellent candidate we're open to hiring one or two more. We write mostly Go, but experience there isn't that important....it's a pretty easy language to learn. We generally prefer candidates with at least five years of production coding experience at a high caliber and high velocity team. We'll require a take-home that does take time, so if that's a non-starter for you we're sorry. We find it the best way for you to show your skills, without being overly burdensome on the team!
Open Roles: https://column.com/careers