Options like quitting a job you don’t enjoy, supporting your parent because the ACA doesn’t cover enough of their healthcare costs, or paying for IVF so your partner could have a child they otherwise couldn’t are not distractions. We’re not talking cable TV, smart phones, or fancy coffee.
Mindset isn’t a silver bullet (although it’s helpful and will keep you sane). Sometimes you’re going to need dig deep for that grit and find those dollars you need.
A bank account isn’t your self worth, but it is an extension of your reach. Sometimes that reach is necessary, crucial even.