I'm like you - that the Windows era was a low point in computing for me. I used Workbench 3.1 before, and Linux afterwards, and both of those kindled my interest in computers far more than Win 3.1 - XP ever could. On the otherhand I do have some nostalgia for those Windows days - it wasn't all bad, just a little on the boring side. I remember those themes from Win98 with the associated screensavers fondly. I also posted here about running old versions of microsoft office, and I enjoyed playing around with them and had forgotten that they were actually pretty decent pieces of software.
I still prefer the pre-ribbon bar era of MS Office :)
Funny you should comment about screensavers, the first thing I did when I loaded the Win98 emulation these comments refer to was the display settings then clicked 'Preview' on the pipes screensaver. I believe there was also one that looked a little like Wolf32?