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Mostly this.

Maybe it's more lax in the more worker friendly socialist regions like France or Scandinavia but in Austria you only get healthcare coverage if you work or are unemployed and registered as a job seeker which means staying in the country and proving to your local job center on a regular basis that you are looking for work.

Traveling abroad for leisure while unemployed automatically disqualifies you from receiving any healthcare coverage and unemployment benefits until you return.

Doesn't mean there aren't people cheating the system and taking vacations abroad while receiving unemployment but the rules are strict and being caught cheating is really bad for you.

Also doing courses on your own dime during unemployment, that are not on the job center's curriculum, like a boot camp in data science, automatically disqualifies you from unemployment benefits during that period. I tried explaining to my case worker at the job center that a data science certification gives me the opportunity for a better paid job afterwards and I need the unemployment benefits for that period and her response was "sorry sir, that's the law".

Yeah, the system is extremely stupid and archaic in some cases here and if you're an ambitious high achiever it can screw you over sometimes more than it helps you.



In Germany, there is obligatory health insurance (when you're employed in a normal job up to certain income, or receiving welfare), and voluntary insurance (otherwise), but having health insurance is compulsory. In other words, if you're not obliged to have obligatory health insurance, you must take out voluntary insurance.

With some historical context it can be made to make some sense, but when dealing with it the first time it is prima facie absurd.


I find that strange for Austria, considering that in Romania; when unemployed, and not being registered as a job seeker, you can still have insurance.

It's automatic in those situations you've described, but you can buy into the system otherwise.

At today's exchange rate if you'd like to benefit from the healthcare system, for a year, you'd have to make a 271 EUR contribution, with no other criteria required.


The system in Austria is extremely rigid and sometimes verges on idiotic in some cases due to how archaic and pro-business it is.

As a Romanian I can say you'd be surprised how many things the Romanian system gets right in favor of the workers in comparison to some western countries. At least on paper.




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