Ask a better question. What part of the bandwagon? The speculation side? The creating side? The integration/institutionalization side?
My answer- no, not too late on many sides. Even from a naysayer perspective, there are lots more greater fools out there.
More likely too early- participating in ANY part of crypto involves an ENORMOUS amount of risk.
You probably won't wind up dead in an unmarked grave, as have 99.9% of pioneers in human history, but being broke/in debt is very, very likely, and for many just the opportunity cost of the time spent will outweigh the benefit of the learning.
Nevertheless, for a small fraction, the riches will pour in, many, many more than have so far.
My answer- no, not too late on many sides. Even from a naysayer perspective, there are lots more greater fools out there.
More likely too early- participating in ANY part of crypto involves an ENORMOUS amount of risk.
You probably won't wind up dead in an unmarked grave, as have 99.9% of pioneers in human history, but being broke/in debt is very, very likely, and for many just the opportunity cost of the time spent will outweigh the benefit of the learning.
Nevertheless, for a small fraction, the riches will pour in, many, many more than have so far.
Only you can decide how to spin life's wheel.
Best wishes.