I mean am I wrong? I'm assuming you are from the US, Canada or Europe when you say central banks have a net positive impact on society so I can presume you are clearly speaking form a point of privilege. You've never suffered through strict capital controls and hyperinflation. You can participate in any investment scheme without the need to supply spurious amounts of impossible documentation. You are not sanctioned. You may even have born in the right place. Am I wrong? Doesn't that sound like privilege to you?
It's one thing to say "the x you're talking about only applies to some small percentage of the overall global market".
But if you're worried about people's privilege you're missing the point and thats what makes you wrong, because nobody with any intelligence responds to 'check your privilege' with anything but derision. focus on the argument with your own logical persuasive argument instead of accusing your opponent of some sort of original sin.
shouting "check your privilege" at the end of a crypto argument isn't checkmate, rather it reduces your argument to one of nonsense. Discuss ideas.