To be clear: when I have to input cc info, I’m less likely to use an e-commerce site. IDeal makes me more likely to use other websites bc it isn’t so hard to pay. That’s why it breaks Amazon inertia.
In the Dutch e-commerce context, that’s less like breaking Amazon inertia and more like breaking Bol.com inertia.
Either way, we never had credit cards in the Netherlands (they exist, but aren’t popular). The predecessor to iDEAL was the paper ‘acceptgiro’ [1]. The big difference there is that that was a postpaid scheme (you’d receive the acceptgiro along with your goods, fill and sign it, and send it to your bank to be processed).
