> The amount of cars Americans have on absurd loans is entirely irrelevant to their personal wealth or lack thereof.
The allocation of debt is essentially irrelevant - there are materially more, bigger, better cars per capita in the USA. Whether those cars get repo'd and transferred to richer Americans is irrelevant - you can't fake the material presence of more stuff.
Rate of personal bankruptcies? Homeownership rate? Median household net wealth?
The amount of cars Americans have on absurd loans is entirely irrelevant to their personal wealth or lack thereof.