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If you bury gold bars that you mined yourself in your backyard, or you bury your salary in cash there straight from your paycheck, then you remove money from the system and thus not invest it. And effectively damage the economy, mainly via lack of liquidity.

It's hard making your capital inaccessible to the economy, but it's easy to not get the benefits of that working capital.

For instance, any time you park your money in a regular bank account or lend it at a suboptimal rate, you don't get some of the benefits.



This comment was down voted, but is a reasonable response.

Further to the parent comment, if you park your money in gold or crypto, you’ve given that money to someone else, and so on and so forth.

But there’s a balance to be bad, if no one actually spends anything other than acquiring investments, they starve, and the economy suffers.




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