For firm & hard cheeses, the bad molds very rarely penetrate the surface. If you get some questionable looking mold on the outer surface, you can cut off the outer couple of mm and enjoy the remainder just fine. For rustic/home made cheeses, handling the "bad" mold on the outer surface is a normal part of the aging process before it makes it to the customer anyway. https://cheesemaking.com/blogs/learn/how-to-bandaging-chedda...
Also, if you get bright white(!) spots on cheese like Brie (which is made with white fungus), it's usually just the cheese "reactivating". You - theoretically - don't even need to cut off anything.
I remember having a brie-like cheese cut in half and left forgotten in the fridge for more than a month. The mold had reformed completely, as if it they were made like this in the first place.
It tasted fine, no one got sick. Kind of underwhelming to be honest, but it wasn't particularly tasty to begin with: industrial cheese, pasteurized milk. It fact, that it still had some life in it surprised me.