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You can reapply whenever your income changes (and generally you are obligated to report such). At least in my state, the system to do so is mostly automated, although they do have a caseworker manually review such things. A good deal of people who receive government benefits aren't filing taxes at all, and they qualify for programs based on other proof, like a pay stub.

I think steep gradients are OK, as long as they are not over 100%. When someone is working and earning very little, they need all the help they can get. As they earn more, they need less help, and should start to shift to instead contributing to helping others. There is probably some ideal "ramp" that provides the right set of incentives. I think 75% is probably too high.



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